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I just turned 24 in early January,.. and just pulled my head out of my you know what, financially..

I've set my financial goals for 2009, and that's what I will concentrate on.. but that got me thinking,.. Where do I see myself a couple years from now?

I don't necessarilly want to set "goals" for myself this early, because I really just got in the game,.. so this is more, 'I aspire to be.....'

I hope to look back at this as I progress and see if I'm on the right track..

At 27, almost 3 years from now...

1. Carries no CC debt
2. Atleast $8,000 in 401K
3. $20,000 in liquid savings/MMA
4. $2,000 in roth IRA
5. Car completely paid off
6. If CD rates go back up, start 6-12 month increments to be laddered every 3 months

Originally I planned to buy a house early next year, but after speaking to a financial advisor, I was encouraged not to.

So during the year of 2009, to be better prepared for purchasing a home, I will hold myself responsible for accomplishing these goals:

1. Pay of all CC debt, which isn't much.. - and pay cash for everything from here on out, OR pay off CC balance each month.
2. Focus on saving for a downpayment on a house
3. Reduce unneccesary costs, and contribute more to EF.